Posts Tagged ‘government’

By R.C. Seely

FEBRUARY OF 2017, ON THE WAY TO MY REGULAR workout a PT Cruiser with an Arizonia license plate hits into the driver’s side of my Mustang. At first it didn’t seem like a big deal–only appearing to be dented but still operable–on closer inspection it was far worse, the whole front of the car had shifted and the hood locked in place. The passenger side door scraping against the frame, when I opened it to get my bag, is how I found out. In short, the car that was paid off, that I  had for over ten years, what I considered really my first car, was totaled. That ended up being the least of my worries.

    Because of an error with the paperwork upon purchasing the vehicle, the title was in limbo. And when trying to figure out what had happened before, had lead nowhere. It’s difficult to raise hell when you don’t know where the foul up took place. Now back the present.

    So now I have two options: Wait for the settlement to get a new car, or get a new car now by borrowing the money for the down payment. Thankfully, I went the second route! The next couple of months were spent making phone call after phone call, multiple trips to the DMV, all because the dealership put the wrong bank down as the financier. The original financial institution petitioned for the loan turned it down and the mistake was never corrected. 

    Eventually the documentation that was needed was delivered, but not after being given the run around by both financial institutions, trying to cover their assets rather than deliver excellent customer service. Adding to the frustration was the day when–a couple months later–I got my first statement for the new car; before the settlement check! The insurance company kept calling about the missing title and I had to tell them, “I don’t have it or even know for sure where it is.” 

    Finally I got everything from the DMV and the Power of Attorney from the insurance company together and sent off. This headache would be over at last! A couple of weeks go by and another call from the insurance company–asking for the title! NO! You already have it! So thinking I got the wrong document–or that it was supposed to go to the DMV–I went back to the DMV, AGAIN! Just to discover that I had done everything right. So, I called the insurance company, AGAIN, only to find out that they had the copy of the title in their records. So I waited–expecting yet another problem to emerge. Then it happened, an email stating that the payment of $5,953 has been approved. Now it is over.

    So why am I telling you all this? Well, this is a site for social criticism and this is an event worthy of criticism! The anti-capitalists who read this will probably gloat. Oh look, this little libertarian, defender of free markets has to admit he was wrong. Yes! Actually, as a capitalist, I never said the market would solve all problems. Or that everyone in business are entirely ethical, many are not. Besides, part of what caused the complication was that there is a third party, in this case the DMV. That’s what happens when we invite federal “do-gooders” to try and fix things. They make them worse. When others get worked up about privatizing the post office, I’d prefer privatizing the DMV.

R.C. Seely is the founder of americanuslibertae.com and ALTV. He has also written books on pop culture, the most recent Victims of White Male: How Victim Culture Victimizes Society is available at Amazon.